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Payment does not have to be complicated. However, there are technical terms that are often not common.
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XML file
XML, is a is a human and machine readable language used to represent hierarchically structured data in the format of a text file.
Grammar
The exchange of data between platform- and implementation-independent computer systems is one of the main tasks of XML files. For this purpose, the structure of an XML document is subject to precise rules (well-formed). These are defined with the help of a grammar (XML Scheme) and are only valid if they are adhered to. In payment, XML files are often used for the transmission of transaction data.
The element
The element is the most important structural unit of an XML document. An element can also contain any number of other elements. Elements are the carriers of information in an XML document. For this purpose, so-called tags are used. There is a start tag for the beginning of an element <element name> and an end tag </element name>. All elements must be closed to ensure the validity of the document.