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Payment does not have to be complicated. However, there are technical terms that are often not common.
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Password
The password (usually in combination with a user name) gives the user access to a community (e.g. forum) or an application (e.g. online banking). The password should not be too simple and should of course be kept very confidential. It is recommended to change the password at regular intervals.
Minimum length
A password should have a minimum length. The German Federal Office for Information Security (BSI) recommends using between upper and lower case letters as well as special characters and numbers. WLAN passwords should have a minimum length of twenty characters, since an unlimited number of attempts with different passwords is possible.
Hash value
Passwords should not be stored in plain text. A cryptographic hash value, which is calculated from the password and stored, is more secure. Access is only granted if this value matches the stored value when the password is entered.