For their margin, this is usually the most attractive solution. It is always clear to the end customer that you are their contact partner. As part of risk management, you determine which customer you want to offer the invoice purchase to (e.g. only existing customers, only customers with a good credit rating, only customers who had already paid with a different payment method, etc.) The total costs including the loss are usually no higher than, for example, PayPal. The perfect variant for you if your target group can only expect a few variations.
You transfer the responsibility for which customers may or may not use the purchase on account to the claimant, as well as the procedure in the dunning process. The processing in your web shop as well as the invoicing remain with you. All outstanding claims are guaranteed to be settled by the debtor at the time of your due date.
Everything from one source. You transfer the responsibility for which of your customers may or may not use the purchase on account to one of our partners, as well as for invoicing and dunning. All receivables are automatically acquired at the time they arise. You bear no default risk. The perfect variant for you if you want to hand over the operative handling.